Your objectives
__ No Risk of Loss
__ Growth
__ Tax Deferral
__ Income now
__ Guarantees
__ Growth followed by income
__ Growth and possible income
__ Liquidity
__ Other objectives
Your other financial assets
Knowing what other financial products are in your portfolio will help us to determine the best addition to your overall portfolio. What is your source for the premium? Prepare to discuss how you plan to fund your investment.
Will this investment replace another investment or life insurance contract?
A replacement should only take place if the new product is a better fit for your financial needs than the product you currently own. Take all of the features into consideration, including any immediate or future tax liability, penalties or surrender charges.
How would you like to receive money from this investment?
__ Up to 10% surrender-free payments
__ Interest-only payments
__ Annuitize
__ Systematic payments
__ Required minimum distributions
__ Monthly Dividends
__ Lump sum
__ Leave to beneficiary
__ Loans
When would you like to receive your first payment?
__ Within 30 days
__ Between one and five years
__ Between six and nine years
__ Ten or more years
__ None anticipated
How would you like payments made to beneficiaries after you pass on?
__ Lump-sum payment
__ Over a period of five or more years
Asking these questions can help to make sure you meet your long-term goals. Investments are not one-size-fits-all products. Each one has unique time horizons and withdrawal/payout options in order to meet a specific need.
Your Retirement, Inc. will help you to find the right solution for your need. We will take the time to explain how they work, and give you projections on how your investment might potentially perform in both good and bad market years. We will also explain any disclosures and statements of understanding before you sign any contract. Please contact us for more information.