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Tax-Deferred, Indexed Annuities  Tax-deferred, indexed annuities are an important part of a conservative retirement and investment portfolio, They are designed to grow your assets tax deferred while offering the potential growth of the market index. They are insurance contracts, most of which provide penalty-free liquidity through annual withdrawals of interest earned, or up to 10% of accumulated value. However, most are designed for long-term investment, so there are surrrender charges for the indicated period of time should more than the allowed amounts be withdrawn. Some offer income options within 30 days of issue. Some can be cashed in penalty-free in as little as 2 years. Some offer loan provisions of 50% - 85% of accumulated value with a net interest gain. Many include terminal illness and nursing home confinement benefits. During retirement, they can provide a guaranteed steady stream of income if you desire. You may elect a series of payments for a determined period of time, for a certain number of years, or for the rest of your life. Payments can begin right away, or can be deferred. If policy design allows, owners or beneficiaries may take a lump 
sum payout, or spread the payments out over a number of years for a tax advantage. Click Here to request a quote. We Would Be Honored to visit with you to determine whether or not an annuity is your preferred solution, and which kind of annuity will best meet your needs. Click Here to think through some of the relevant issues that we will likely discuss with you. For further reading, log on to www.naic.org for an excellent "Buyer's Guide to Fixed Annuities with Appendix for Equity-Indexed Annuities". (Inclusion of this link does not imply endorsement of Your Retirement Inc. by NAIC.) Our 22 Carriers - Raising the Standard Privacy Policy
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